Calculate your ASB, Tabung Haji and KWSP dividends using published rates.
Every calculator uses the official rate announced by the institution, cites where it came from, and runs entirely in your browser. Nothing you enter is stored.
- KWSP 2025 · Conventional
- 6.15%
- KWSP 2025 · Shariah
- 6.15%
- ASB 2025 · Income + bonus
- 5.75%
- Tabung Haji 2025 · Hibah
- 3.50%
Calculators
Four tools. Same method: published rate, compounded yearly, shown with its source.
ASB Financing vs Cash
Compare a financed ASB position against saving in cash, year by year, including the financing cost.
ASB Dividend
Enter your units and see this year's income distribution and bonus, with the zakat estimate shown separately.
Tabung Haji Savings
Project your Hajj fund with yearly hibah compounding on your deposits.
KWSP Dividend and Retirement
Estimate this year's dividend on your balance, or project your retirement savings with contributions.
Simple arithmetic, shown in full.
There is no model or prediction. Each calculator applies the published rate to your balance for each year and shows the running total. Where our method differs from the institution's, we say so.
Read the full methodology- Dividend per year
- Balance × published rate. Added to the balance before the next year begins.
- Contributions
- Monthly deposits are added as they happen and accrue dividend for the remaining months of that year.
- Known simplification
- KWSP calculates dividend on your daily aggregate balance. We approximate this monthly, so our figure can differ slightly from your statement.
- Future years
- Projections assume the rate you choose stays the same. Past rates are shown so you can pick a realistic one.